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For many of us, three little words have become the focus of our finances: energy price cap. This guide to the current energy situation answers many of the most commonly-asked questions and features advice for confused households.

Everything we know about the energy market is almost irrelevant today, with the unpredictable world of gas and electricity having a dramatic impact on our monthly bills. In this guide, we bust six current – and most common – energy myths and offer advice to those struggling to understand the current energy situation.

August is usually a time for lazy days and annual holidays but this year, the month failed to read the script. There has ­not been the traditional pause in home moving activity this summer. As a result, there are some surprising statistics to digest.

What does it take to stop the UK’s apparently unassailable property market? Another interest rate rise? An energy crisis? Rising food bills? For now, apparently none of these factors is denting the determination to move home.  

Lending experts have noted that landlords are increasingly considering new build homes for their next buy-to-let, as they tick so many boxes when it comes to changing regulations. Here are three reasons why buy-to-let and new build can go hand in hand:-

In the past, landlords would have been happy to purchase on older property stock and make improvements – perhaps adding value along the way. Today, however, there is a perfect storm of factors casting a cloud over investing in resale buy-to-lets. 

Irreverently known as the ‘Bank of Mum and Dad’, cash contributions from parents and even grandparents are on the rise. In fact, an estimated £25 billion is expected to be lent to children over the next three years, with almost half of all first-time buyers having to rely on family to fund part or all of their deposit.

Whether you’re sitting on a cash lump sum, have equity in your property or have a good credit history, there are a number of ways to help a child save for a deposit. In this article we answer the most commonly asked questions about the Bank of Mum and Dad.

The latest research and data from BTL specialists, Landbay, has revealed that as many as 75% of all UK tenants are happy to rent, and a third of those are happy to rent forever.

Did you try to cut costs when moving your tenant in, eschewing the option of an inventory? Or perhaps you found the tenant yourself and have never even heard of an inventory before? This article will explain why every rental property should have an inventory and why you could be in trouble if you don’t.

Have there been any other offers? – The price of any other offers and the buying circumstances of the offeror is confidential; the agent will not be able to disclose this. But, by asking this question, you will be able to find out if any offers are currently being negotiated, i.e., competition for you to buy. This will somewhat lessen your negotiation power, and you might want to make your initial offer slightly higher.