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We have become somewhat accustomed to rock bottom interest rates that barely nudge 0.25 percentage points either way for months. When the main interest rate rises, mortgage rates usually rise in tandem, so if you already have a mortgage or want to take out a home loan, now is a good time to seek professional advice.
Irreverently known as the ‘Bank of Mum and Dad’, cash contributions from parents and even grandparents are on the rise. In fact, an estimated £25 billion is expected to be lent to children over the next three years, with almost half of all first-time buyers having to rely on family to fund part or all of their deposit.
Whether you’re sitting on a cash lump sum, have equity in your property or have a good credit history, there are a number of ways to help a child save for a deposit. In this article we answer the most commonly asked questions about the Bank of Mum and Dad.
Getting ready to sell your home usually involves clearing out, tidying away and sorting out. Surprisingly, the ancient art of feng shui closely mirrors the above and its principles can help you prepare your property for sale. We explore exactly what feng shui is and single out the best bits of advice for home sellers.
In August 2023, the National Trading Standards Estate & Letting Agency (NTSELA) team updated its guidance to consumers and property professionals regarding how a property’s status is described during the marketing process.
Move or improve? It’s a conundrum many homeowners face when the property market changes. For those thinking of staying put with an idea to extend, convert or perhaps replace their kitchen, it’s worth pricing up any improvements before you commit.
As estate agents with many years of experience under our belts, we have continued to help buyers and sellers whatever the market conditions. People will always need to move home but why people move very much depends on the market and wider financial implications.
After a long period of stability, mortgage rates have hardly been out of the news headlines. In September, everyone held their breath as the Bank of England – responsible for UK-wide monetary policy – made its latest announcement.
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